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For every complex problem there is an answer that is clear, simple, and wrong.
(H. L. Mencken)
Prompted by complaints filed by merchants since 2009, the Canadian Commissionner of Competition filed an application with the Competition Tribunal to look at certain rules imposed by Visa and MasterCard on their merchants in 2010. The initial complaints were related to Visa and MasterCard rules that limit the ability of merchants to:
In this legal case, Circum Network recently submitted a report and Benoît Gauthier testified as an expert witness at the Competition Tribunal, in a case revolving around the forms of payment used by Canadians, their preferences and attitudes towards certain payment method steering strategies used at the points of sale. The participation as an expert witness was based on a survey of 11,561 Canadians aged 18 and older who possess a credit card. The survey included an on-line component (8,894 respondents, or 78%) as well as a telephone component (2,577 respondents, or 22%).
The study shed light on Canadians' ownership of various modes of payment and their use; their attitudes when presented with various point-of-scale scenarios; and their opinions vis-à-vis a series of forced choices.
 Anthony Baldanza, Leslie Milton and Mark Magro, Increased enforcement for restrictive trade practices? Fasken Martineau DuMoulin LLP
 Premium credit cards function the same way as standard credit cards, but provide additional services, rewards or incentives to customers; the service fees charged to merchants are also higher than that of standard cards.
To reach us:
General address : firstname.lastname@example.org
Benoît Gauthier : email@example.com, @BGauthierCEEQ
Tel. : +1 819 775-2620, Fax : (no more fax; sorry)
238 Fleming Road, Cantley, Québec J8V 3B4